Knowledge is Power

Horror Tale: A family in Texas had a large oak tree limb hanging hazardously above their house, so they decided to have it cut down. The tree man told them no special permits were needed. However a nosy neighbor reported them to the local district, and they were cited for being in violation of a policy involving the removal of trees. The homeowners re-landscaped, and the district inspected the new plantings and indicated they had fulfilled the obligation. They were respectable and did everything properly, or so they were told.

Roll forward 5 years later when they hit some hard times, and they looked to take a new loan out on their home.Can you imagine the alarm on finding out that a lien was placed on their home to the tune of 125 thousand dollars for not responding to the tree removal violation!

This is an bad report, and you’re thinking and hoping, thank heavens it’s not me. But be conscious of the risks so it does not happen to you.

Statistics show that nearly forty percent homeowners in the U.S. have, or will have, a lien or judgment placed against their residence. For whatever reason a lien is placed on a victim’s home, you needs to have it removed before you can sell or refinance a victim’s residential home.

If you are in a financial need, one of the best ways to help pay your debts is to tap the value in your home. The last thing you want to happen is to find out at the last second you have a lien against you that must be solved in order to proceed with the loan. You need to figure out a way to search nationally to find past-due liens against your residential home. Review the details thoroughly. Better to know about these problems now rather than later so you have time to straighten out the matter and have it removed.

The other danger in having an outstanding lien is that the lien holder can attempt to foreclose on the lien and force you to sell your property in order to pay the debt. You want to sell or refinance your home when it is convenient for you, not them. So the sooner you know about the lien, you will be able to correct any mistakes or find the money to pay off the debt.

There are also loan sharks out there that buy tax liens and then try to foreclose in order to obtain residence , in effect stealing it from you. Don’t let this happen to you or your family! Find out today if there are any liens against your property.

If the government or a company is “Liening” on your home don’t pause and do nothing! There is by and large a time period of quite a few years following which a lien expires and cannot be enforced if neither the the holder of the lien nor the homeowner takes any action. But keep in mind the lien could show up on your credit report lowering your score, and a tax lien can last for ten years. During that time period the tax man or the state can take your land or put a lock on any of your bank accounts, sometimes even those you own jointly with another individual. So don’t delay and dilly-dally and wait for the lien to be fixed on its own.

www.karatelawyer.com www.OfficialID.info

The Real ID Act of 2005 is planned to battle terrorism, identity theft, and other crimes by strengthening the precautions of government-issued ID cards. The act calls on each state to execute a set of bare minimum national standards in a number of areas:. Information and security so-called-safeguards that must be built into each card. Proof of where you were born, date of birth, SSN, lawful citizenship status, and primary living address. Verification of the source ID provided by each of us.

The edict requires somebody wanting to come into a Federal building, fly on an airplane or open a bank account to use the Big Brother recognized Real ID or a passport. It would also put every Real ID holder in a centralized database. In theory good, but the reality is that the Real ID annhilates on our privacy and invites thieves to steal personal info without making the US more safe from terrorists or deterring illegal immigration.

Sadly, Real ID is a catastrophe waiting to occur. Some have even said that it is a sign of the apocalypse. The original estimated expense was fifteen billion dollars, it’s been “abridged” to about four billion (a whole lot of money) by giving your state greater flexibility in issuing licenses to older Americans.

The REAL ID Act of 2005 is a U.S. national law that imposes a selection of principles for the state driver’s licenses, to be used by the federal government for “official purposes”.

Utah joins the protest — The Utah House voted in early February 2010 for the state to opt out of the federal REAL ID Act in a stunning upset to be in opposition to what many legislators judge an arrogant national government. Utah legislators said that the feds must stand back. Sandstrom acknowledged his proposed law is supported by a widespread range of interests, from the American Civil Liberties Union to the Utah Eagle Forum. House members also liked it, saying AYE to it on a 68-3 vote and sending it to the Senate. Of note,so far, 15 states have opted out of the act, even as 13 others are taking into consideration it, Sandstrom said. As one expert recently stated, the Real ID Act is one small step at a time for man, one giant wait at Department of Motor Vehicles. In a surprising alignment of interests from the liberals and conservatives, the transgendered community is as upset about the act’s implications as the conservatives are. Evidently, privacy harks free in the US of A! In yet another form of protest, Pennsylvania is refusing to put into service Real ID until the government cough up more money!

So where do we go from this point, and ws there any choice? It’s too late to stop Real ID, now you must shield yourself. The Official ID site shows you additional ideas, at www.officialid.info. Want proof of what’s going to happen? Just check this out, a database of millions of cell phones is now online, exposing YOU and millions of others: www.PhoneNumbers4.me. Take charge at this moment. The private rights you save may be your own!

www.KarateLawyer.com www.truesweep.info

What with the recent debates on healthcare reform, health-related legislation is a hot topic in the United States. However, the facet of health legislation most on people’s minds has to do with how much of healthcare should be public, whom can avail of these services, and where the funding will come from. Debates concerning state regulation of medicines, supplements, etc., have been pushed to the side.

This is rather a shame, given the important bill currently being pushed through the American Congress and Senate, which would, in effect, suppress the sale of supplements, particularly those being produced and marketed by small companies. Let us take a look at how this bill works.

This bill, spearheaded by John McCain, is known as the Dietary Supplements Safety Act. It aims to give the FDA more authority in order to purportedly keep unsafe or adulterated supplements away from consumers.

Of course, this bill must not be discussed purely in isolation, but also in the context of existing legislation on the same subject. The Dietary Supplements Safety Act is directly related to the existing Dietary Supplement Health and Education Act. Rather than building upon the legislation we already have, McCain’s Bill proposes to wipe out large chunks of it.

Under the present legislation, supplements are protected if they are either from food products that people already eat, or were sold as dietary supplements before 1994. In effect, certain types of supplements are shielded from arbitrary interference and banning by the FDA. However, if the new bill is passed, the FDA will have far more power. It will be allowed to more or less turn the market for supplements static, if it likes. A list of “allowed” supplements can be compiled, and everything not on the list will be banned.

Firstly, such practices are bad for the research and development of new supplements. More red tape, and the prospect of easy, arbitrary banning can discourage scientists and/or those who fund their research. Yes, companies looking to formulate new, better supplements will suffer. However, consumers will suffer, too, as they will be less likely to be able to take advantage of improved versions of existing products, or altogether new supplements.

Secondly, it must be understood that the prospect of granting the FDA even more power than it has now is problematic. Many people trust government agencies like the FDA on the assumption that the agency is disinterested, or can be trusted to give unbiased information. This is not so. Pharmaceutical companies constitute a powerful lobby within the United States, and are able to thereby exert a great deal of influence upon the FDA. Therefore, if the DFA or national legislature puts forward a certain policy that just happens to benefit large pharmaceutical corporations, one must question the motivation behind the policy.

There is something you can do to address this problem. Let legislators know that you are not happy with the prospect of this upcoming legislation. Write congressmen to ask them to stop the bill. If you want to make a statement, try starting a petition to block McCain’s bill, and get like-minded people to sign it.

Join Our discussion on the The Dietary Supplements Safety Act! Also find out more on HGH laws and anti doping issues in the Olympics and other sports.