Knowledge is Power

Here in British Columbia, Canada the latest lottery winners were a gay couple. Regular working people. Cool. I wonder if they would be as generous as an elderly couple in Nova Scotia who won 11.2 Million in July 2010. They have given away most of the money to family and charities. Now that’s cooler.

I always wondered what I would do if I won say.. 10 million dollars. Tax free, of course. (This is Canada!). First – debt free. Own a nice house and so on. That’s going to burn oohh about $600,000. Then I’d want a boat, maybe an apartment somewhere nice and hot. That’s set me back another $600,000. Or more, who knows.

I would quit work. So I would set up a fund where I could have a steady income for the rest of my life which is about another 20 years. So to clear $10,000/month just from a 3% financial vehicle I would need $15,000 per month gross. Or $180,000 per year. That would need about $5,500,000 invested.

So far I have spent about 7.7 million bucks. Left is 3.3 million dollars. Hmmm… family? Ok, I’d set up funds for the kids. Travel? Sure, let’s take a cruise around the world.

So within mere months I can blow through 2/3 of the money. Easy. That’s what people do. Lots of people that win big have nothing left after a year or two. They have no sense of the future. I think that with a big win – the lottery corporations should provide a free financial advisor. I also think that having winning pots more than a few millions is silly. Wouldn’t it be better to share the prizes? Say take the 50 million recently won here and make it 50 one million prizes? Chances of winning would be greater.

But no, this is one of the reasons for people buying lotto tickets in the first place. To hope for the big win. Someone told me the other day when I asked why he bought lottery tickets: “It’s a cheap way to dream a little for a few bucks a week.” Good point. Go to any mall and hang around the lottery booth and you’ll see the same people there all the time. Especially elderly people. It’s their entertainment.

Do they get hooked? Perhaps some do. It’s like anything – moderation. Even though most people have no idea of the math of lotteries. However, they saying goes: “If you don’t buy a ticket you are guaranteed not to win anything.” I guess even a remote chance of winning is something.

Can you increase your odds? As a data analyst I would say yes. The drawings are random, but you can increase your odds of winning by buying a set of tickets and mathematically pick numbers that cover more combinations. There are lots of systems out there, the most popular is The Silver Lotto System. See link below.

Play the lotto within means. Only spend money you can afford to lose. And good luck.

Ingvar has been on his own since 1988. He’s an internet marketer, but his “day job” is that of a database programmer. He’s particularly fascinated with lotteries. http://www.LotteryWinningNumbers.ca

The Calico Critters Townhome is a traditional toy that’s been available for decades. The townhouse premiered in 1984 by Epoch Ltd. in Japan and has now develop into just about the most sought after holiday toys for 2010. Aimed for children ages 3 and up, this product provides an creative escape for your youngster. Every furry creature requires a home and this product is a brilliant way to further improve your experience with little Calico Critters.

Calico Critters can be bought in twos or in families. These kind of figures cover anything from bears, puppies, frogs, cats, mice, rabbits along with a whole lot more. You can get your favorite mammal family that is sold with clothes and items for example , baby bottles or food stuff. Towards the end of the day your favorite critters have to have a location to rest and youngsters will love establishing the right home for their Calico Critters with the Calico Critters Townhouse.

Within the box you’ll discover all you need to build a comfortable house for such make-believe pets. Your house is created with 4 areas for living, eating or sleeping. A fifth divider may be placed in the house to have a 5th area for a thriving Calico Critters family unit. The house is a couple of levels and there is a set of stairs enabling them to go readily among floors. The actual staircase isn’t permanently positioned in the property. It can be relocated to any attractive place.

Although the home appears as a solid asset, you can actually open up the property to gain access to the interior. Here you could decorate the Calico Critters’ home as your creativeness wants. However the house isn’t going to include home furniture, these kinds of units can be bought independently. You can buy kitchen, front room and bedroom pieces, or you could make your very own for a personalized effect. Multiple collections are available for every room.

Your home contains custom lighting throughout the townhome, however power packs are needed in order to operate these. Batteries aren’t bundled within the packaging, so you must get a pair of AA battery packs.

The Calico Critters Townhome is twelve by twelve by twelve inches so that it is the appropriate size to stay on a table inside a bedroom or playroom. As the townhome opens and shuts, it may be easily kept tucked away when it’s not needed. You can store the animals and pieces within if your home is closed. Assembly is needed with this item, though the pieces are simple for older children to put together without the assistance of parents. When kids would like to shift the bedroom divider or stairway, it is also simple for the little one to finish the task.

The Calico Critters Townhome is a fantastic asset and one that will be passed down for years to come. The artistic possibilities are nearly unlimited since you can alter the furniture anytime and also enhance room decorations into the home. Youngsters may also put jungle gyms along with grass outdoors to help set up a home for their animals.

Calico Critters Townhome has been around for years, but suddenly, this year they have become one of the hottest Christmas toys in town. Why? If you want to discover the truth click on this link now. Hot Christmas Toys

The Spy Net Video Watch by Jakks is considered the ultimate must have spy watch when it comes to just about any secret agent. Contrasting the vast majority of spy watches available today, the Spy Net Video Watch really lives up to all of the media hype and is certainly on the list of most popular toys for boys ages 8 upto 15 this Christmas. You’ll end up surprised about the amount of functions plus the quality on this device compared to its competitors.

Firstly, the watch incorporates a genuine working camcorder as well as integral microphone in order to record just about 20 minutes of videos and audio tracks. The standard of the actual recording and playback is really excellent which is surprising based on the dimensions of the item. This watch additionally will allow you to take still pics along with time elapsed photographs.

One feature that truly stands out would be the lie detector capability of the Spy Net Video Watch. Making use of tension levels in someone’s voice, it analyzes and registers when someone is telling lies vs being truthful. It’s necessary that you calibrate the lie detector by using a truthful announcement from the individual, but you can understand simply how much amusement this can be when put into use with family or in a group setting.

The next noteworthy function is definitely the voice changer feature. This feature can adjust your tone of voice from typical individual into an aged man, lad into young lady and even an adult to young child. This is just one of those features that kids will probably love to implement over and over again. Other functions also include the opportunity to record up to four hours of just sound, take approximately 2,000 pics, onboard memory together with the cabability to upload/download quests from SpyNetHQ.com.

The Spy Net Video Watch is charged with the USB charger that is included with the unit. Although the watch includes a small charge out of the box, you’ll have to charge the device in advance of using it. The approximate charge time is a good couple of hours and may also be charged by using a notebook or family computer. Should the watch ever manages to lose its charge, there is absolutely no possibility of loss of any files simply because it works with a fail-safe memory feature that sustains your data secure and free from danger. Similar to electronics, you could possibly see the watch ‘freeze’ every once in awhile, but the truth is will be able to resolve this promptly by simply holding down the reset key to the side of the watch.

SpyNetHQ.com is an online site that can be used together with the watch so that you can download and upload mission assignment statistics. You must first link up the watch by means of the USB interface on your computer to work with this function. You can also publish recorded movie clips on to the web pages and share it with your friends.

In summary the Spy Net Video Watch is a marvelous and thrilling gift for both girls and boys alike. They’re going to have hours of entertainment recording movies, taking pictures and recording sound of their friends. They should likewise have a blast testing out the lie detector and voice changing feature. It is obvious this will be amongst the hit toys of the 2010 Christmas. Similar to the Eyeclops night vision spy toy a year ago, make sure you pick up this one prior to when volumes are restricted and retailers are out of stock.

The Spy Net Video Watch is fast becoming one of those hard to find toys in the run up to Christmas. But is it any good or are all those sales just made on the back of hype. Click here to discover the truth and explore the hot toys for Christmas 2010